Having some battles using my companion’ credit history while he’s got loans/credit cards connected to him which aren’t his

Posted on December 6, 2021

Having some battles using my companion’ credit history while he’s got loans/credit cards connected to him which aren’t his

Financing with 118/Azzurro a€“ under examination

Hello sorry to discuss a vintage post. We have now learnt two are increasingly being compensated via Gregory Pennington which he hasn’t ever have any transactions with. 80 p/m via GP. Cabot have actually given a photocopy of a signature in the bottom of a GP a€?letter of expert’ and it’s also not my personal partner’s trademark after all. The guy performed bring an Aqua Arizona auto title loans bank card at a previous address many years ago and paid in complete. This levels with Cabot had been evidently established in 2018 and defaulted in 2019. Obtained enclosed characters people say they have delivered, none which we have obtained though the target they will have try ours. They promise they generated previous phoncalls to your too where the guy confirmed all facts before promoting a lump sum installment! We curently have a case employee from FOS assisting him with other scam problem currently, he’s made an effort to talk to their now about this but she’s unavailable until Tuesday. We’re simply baffled plus don’t determine what keeps occurred. The businesses tend to be adamant their own credit rating was appropriate however these aren’t anything to do with your. We have made reports to activity scam but not sure just what our options are except that hoping the FOS will. You want to buy a property and it is appearing increasingly more challenging.

Thus quite a few issues. Has actually the guy talked to GP? These include paying an aqua debt presently with Cabot. What’s the additional debt these include having to pay this is certainly in his term on his credit files?

One obligations a€“ an Aqua bank card which is today with Cabot a€“ is actually obviously being offered A?4

Has actually ha asked Cabot to generate the CCA agreements when it comes down to credit within his label? Has the guy delivered a topic accessibility consult to Cabot requesting duplicates of most information that is personal obtained for your?

Features the guy sent Aqua a Subject accessibility demand asking for copies of the many private information they’ve about your/

Do you know the different fraud problems that FOS is wanting at for your a€“ which lenders? usually with loan companies?

Hi thanks a lot. Cabot sent CCA nonetheless it claims a€?signature of buyer’ with a ticked field and date/time stamp with an IP address. They’ve confined letters they claim they and Aqua delivered. As the postcode matches you, the target doesn’t rather even as we are now living in a village (all of our highway name is a common one and there are several into the nearby urban area which will be throughout the target). They promise he phoned all of them on 27th will 2021 and then have summarised what was mentioned- they must bring a recording nonetheless it will not be your! We haven’t talked to GP however, we had beenn’t certain whether to wait until we’ve spoken to FOS. Another mortgage obviously being settled by GP is by using OnStride a€“ these are typically determined they paid a tiny mortgage to his banking account 11 years back (Lloyds a€“ a bank he isn’t with anymore so waiting on comments to check on in fact it is an entire various other issue). He’d never heard of GP before all of this. That loan from several years ago with joined Kash which was satisfied recently (not your). Sizeable financing with on a daily basis debts unsealed a few years in the past, costs made for a bit now a€?arrangement to pay for’ set up. Hasn’t ever experienced branch/never have any sum from them/never paid them. A free account with Indigo Michael with plan to cover a€“ no idea the goals. FOS presently helping with an instance against Lloyds in which he’d web costs intercepted two years in the past, affirmed as fraudulence however they took this lengthy to go back the money (due a few weeks).


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